Mambu vs Temenos Transact comparison

Mambu and Temenos are both solutions in the Core Banking Software category. Mambu is ranked #1 with an average rating of 8.0, while Temenos is ranked #3 with an average rating of 9.0. Mambu holds a 14.2% mindshare in BS, compared to Temenos’s 12.7% mindshare. Additionally, 100% of Mambu users are willing to recommend the solution, compared to 100% of Temenos users who would recommend it.

Mambu

Read 8 Mambu reviews

1,828 Views
1,828 Comparison Views

100% willing to recommend

Temenos Transact

Read 2 Temenos Transact reviews

1,350 Views
1,337 Comparison Views

100% willing to recommend

Mambu

Temenos Transact

Comparison Buyer's Guide

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Executive Summary

We performed a comparison between Mambu and Temenos Transact based on real PeerSpot user reviews.

Find out in this report how the two Core Banking Software solutions compare in terms of features, pricing, service and support, easy of deployment, and ROI.

To learn more, read our detailed Mambu vs. Temenos Transact Report (Updated: December 2025).

Buyer's Guide

Mambu vs. Temenos Transact

December 2025

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Helped 879,259 peers since 2012

Review summaries and opinions

We asked business professionals to review the solutions they use. Here are some excerpts of what they said:

Categories and Ranking

Mambu

Ranking in Core Banking Software

1st

Average Rating

7.8

Number of Reviews

Ranking in other categories

No ranking in other categories

Temenos Transact

Ranking in Core Banking Software

3rd

Average Rating

9.0

Number of Reviews

Ranking in other categories

No ranking in other categories

Mindshare comparison

As of December 2025, in the Core Banking Software category, the mindshare of Mambu is 14.2%, down from 19.1% compared to the previous year. The mindshare of Temenos Transact is 12.7%, down from 14.2% compared to the previous year. It is calculated based on PeerSpot user engagement data.

Core Banking Software Market Share Distribution
Product	Market Share (%)
Mambu	14.2%
Temenos Transact	12.7%
Other	73.1%

Core Banking Software

Featured Reviews

Dr. Mohan Kumar

Vice President & Delivery Head BFSI at a tech vendor with 10,001+ employees

Has supported rapid deployment of digital banking while revealing a need for more innovation features

Mambu can be improved if it can keep up with current market trends and introduce innovative products, such as Buy Now, Pay Later features, which are not available out of the box at this moment. Mambu has a good API available that can easily connect to third-party integrations. However, if they can integrate themselves and come up with front-end solutions, such as Backbase or i-exceed, along with AWS, Azure, and other cloud partners, it will help us to be more adaptive and scalable, covering a broader market. Mambu needs to focus more on customer orientation. If they can provide self-guided learning materials for people to learn how to configure and use Mambu, it will be a great help.

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reviewer2322933

VP BFS Vertical Delivery at a computer software company with 1,001-5,000 employees

Comprehensive configurability and seamless integration enhance project management effectiveness

The microservices for smaller customers are not optimized and become difficult for customers to manage. Microservices work best when implemented for very large customers with extensive databases, so it should be monolithic instead of microservices. My clients for Temenos Transact are usually those that have a very small customer base, such as banks with around 5,000 customers, but even then, we were rolling out both digital and Temenos Transact. The rating depends on how large the customer is and their ability to escalate at the highest level of Temenos. Under optimal conditions, it can achieve a ten out of ten rating. I rate Temenos Transact as among the top two solutions in the banking domain, being a very significant player alongside Finastra. I have given it a rating of 9 out of 10.

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Quotes from Members

We asked business professionals to review the solutions they use. Here are some excerpts of what they said:

Pros

"The solution is easily configurable."

"Calculations with Mambu are far better than creating something yourself."

"The best feature of Mambu is its capability to analyze clients. It is particularly useful for banking and financial institutions when making loans. You can easily see a portfolio with active clients and all relevant details. It is also easy to learn."

"The product's initial setup phase is very easy. The tool is very user-friendly."

"From a software engineering perspective, the product's best feature is its APIs. These APIs allow developers to access user funds, reschedule loans based on different activities, and adjust various transactions. Mambu is quite dynamic and robust, facilitating the improvement and expansion of our platform."

"You can write your app and the web application and create them manually. Instead of opening your application and doing something else that you want to do, you can add everything, including the details, in one place."

"This solution has provided us with an all-round banking solution that has local development capabilities."

Cons

"There is a bit of room for improvement in customer service and support."

"The documentation could be improved."

"There are some issues with Mambu as a tool used for core banking systems."

"The solution's response times are different and don't work consistently. I believe there is room for improvement in the API development part, specifically in understanding the platform's specific needs and structure. It also needs improvement in user-friendliness."

"The solution takes some time to open."

"The Trade Finance customer frontend needs to be improved."

Pricing and Cost Advice

"As a core banking system, the tool is cheap."

"Mambu's pricing is medium."

Information not available

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879,259 professionals have used our research since 2012.

Top Industries

By visitors reading reviews

Financial Services Firm

19%

Computer Software Company

15%

Comms Service Provider

University

Financial Services Firm

36%

Computer Software Company

Comms Service Provider

Outsourcing Company

Company Size

By reviewers

Large Enterprise

Midsize Enterprise

Small Business

By reviewers
Company Size	Count
Small Business	2
Midsize Enterprise	3
Large Enterprise	4

No data available

Questions from the Community

What is your experience regarding pricing and costs for Mambu?

Mambu is good for startups and neobanks. The pricing, setup costs, and licensing are reasonable. It is neither too high nor too low, so it is sustainable, and I believe they can continue with this ...

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What is your primary use case for Mambu?

I have used Mambu for the Greenfield implementation of a digital bank called Uno Bank, where I am working as a system integrator for that program. Mambu is one of the core banking systems that we a...

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What advice do you have for others considering Mambu?

If you want a quick and easy solution, Mambu is one of the best options. After working with traditional core banking and alternatives, such as Thought Machine and 10x, I find that Mambu is a safe b...

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What needs improvement with Temenos Transact?

Areas of improvement for Temenos Transact include the GUI which needs further enhancement, as users are still using Classic instead of the UXP Explorer because the UXP is not optimized from a perfo...

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What is your primary use case for Temenos Transact?

My use case for Temenos Transact as a program manager from the partner side involves clearing the exams, including the TIM Implementation Methodology, for which I am certified. I work as a program ...

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What advice do you have for others considering Temenos Transact?

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Comparisons

Thought Machine vs Mambu

Compared 72% of the time

Finastra vs Mambu

Compared 5% of the time

Oracle FLEXCUBE vs Mambu

Compared 5% of the time

Sopra Banking Platform vs Mambu

Compared 4% of the time

More Mambu Competitors

Oracle FLEXCUBE vs Temenos Transact

Compared 22% of the time

Avaloq Core vs Temenos Transact

Compared 15% of the time

Finastra vs Temenos Transact

Compared 13% of the time

eMACH.ai Core Banking vs Temenos Transact

Compared 9% of the time

Thought Machine vs Temenos Transact

Compared 8% of the time

More Temenos Transact Competitors

Product Reports

Buyer's Guide

Mambu

December 2025

Download Mambu product report

Buyer's Guide

Mambu vs. Temenos Transact

December 2025

Download Temenos Transact product report

Also Known As

No data available

Temenos, Temenos T24

Overview

Mambu is a versatile fintech platform praised for its customizable nature and cloud-native architecture which enhances scalability and deployment speed. It is utilized for core banking, microfinance, digital banking, and payment processing, delivering robust API integration and real-time data processing capabilities. Users report significant improvements in organizational efficiency, productivity, and reduced operation times.

Mambu

Temenos Transact is the most successful and widely used digital core-banking solution in the world. Using cloud-native and agnostic technology, Temenos Transact provides the most extensive and richest set of banking functionality across retail, corporate, treasury, wealth, and payments with over 1000 banks in 150+ countries relying on it to provide market-leading and innovative products and services to their customers.

Temenos

Sample Customers

ZestMoney, Asto, Ferratum, Folkefinans, Monedo, Mynt, N26, New10, OakNorth Bank

ABN Amro, Blueshore, Mauritius Commercial Bank Mauritius, Societe Arabe Internationale de Banque, Swissquote Bank, St Raphaels Garda Credit Union, Banco ITAU BBA S.A.,

Buyer's Guide

Mambu vs. Temenos Transact

December 2025

Free Report: Mambu vs. Temenos Transact

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