One example, we are able to automate life insurance. We have to underwrite policies. When somebody applies for a policy, we take their blood, then assign them a risk: substandard, standard, preferred, etc. Depending on this, we price our products. Usually the process is that you take the blood, then it goes to a lab and we get the lab results back, then an underwriter takes a look at the lab results. This is usually done in a two week time frame to get a rating. We were able to build models to automate all of this, and now, it happens in real-time. Somebody can apply online and get issued a policy right away.